Welcome to CogniTools AI. By accessing or using our website at cognitoolsai.com and our tools and services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our Services.

2. Description of Services

CogniTools AI provides free online tools and resources including but not limited to:

3. User Eligibility

You must be at least 13 years of age to use our Services. By using our Services, you represent and warrant that you meet this age requirement.

If you are under 18, you represent that you have your parent or guardian's permission to use the Services.

4. User Obligations

4.1 Acceptable Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree NOT to:

4.2 Content You Submit

When using our tools, you may input or upload content (text, files, data). You represent and warrant that:

5. Intellectual Property Rights

5.1 Our Property

The Services, including all content, features, functionality, source code, design, graphics, and logos, are owned by CogniTools AI and are protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes only.

5.3 User Content

You retain all rights to content you submit to our tools. By using our Services, you grant us a limited license to process your content solely to provide the Services (e.g., analyzing resumes, calculating salaries). We do not claim ownership of your content.

6. Tool-Specific Terms

6.1 Resume ATS Scorer

6.2 Salary Calculator

6.3 Currency Converter

6.4 AI Content Detector

6.5 Password Generator

7. Disclaimers and Limitations of Liability

7.1 No Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

7.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COGNITOOLS AI SHALL NOT BE LIABLE FOR ANY:

OUR TOTAL LIABILITY SHALL NOT EXCEED $100 OR THE AMOUNT YOU PAID US (IF ANY) IN THE PAST 12 MONTHS.

7.3 Professional Advice Disclaimer

Our Services and content are for informational and educational purposes only and do not constitute:

Always consult with qualified professionals for specific advice related to your situation.

8. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by CogniTools AI. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.

9. Advertising

We display advertisements through Google AdSense. Advertisers may use cookies and other tracking technologies. We do not control these technologies or the resulting information collected.

10. Modifications to Services

We reserve the right to:

We will make reasonable efforts to notify users of significant changes.

11. Modifications to Terms

We may update these Terms from time to time. We will notify you of material changes by:

Your continued use of the Services after changes constitutes acceptance of the updated Terms.

12. Termination

12.1 By You

You may stop using our Services at any time.

12.2 By Us

We may terminate or suspend your access to the Services immediately, without prior notice, if you:

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles.

13.1 Dispute Resolution

In the event of any dispute arising from these Terms or the Services, you agree to first attempt to resolve the matter informally by contacting us.

13.2 Arbitration

If informal resolution fails, disputes shall be resolved through binding arbitration in accordance with [Arbitration Rules], except where prohibited by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless CogniTools AI, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with:

15. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CogniTools AI regarding the Services.

17. Contact Information

If you have any questions about these Terms, please contact us:

📋 Summary

These Terms govern your use of CogniTools AI. Key points: use tools responsibly, we provide services "as-is" without guarantees, tool results are estimates for informational purposes only, we respect your content rights, and you should consult professionals for important decisions. Contact us with any questions!